Formal vs smart-casual footwear

Formal: closed-lace Oxfords, polished Derbies, restrained monk straps. Think ceremonies, interviews, client meetings.

Smart-casual: loafers, Chelseas and chukkas with cleaner soles. Think dinners and creative workplaces — still polished, never athletic.

When unsure, dress one step sharper than the room. Footwear is often the detail people remember.